If you've done the calculations and discovered that your budget is $650,000, there are plenty of one- and two-bedroom abodes to choose from across the city. Head to Queens and the Bronx and your choices expand to three-bedrooms. Consider Staten Island and a three-bedroom house is yours for the taking (or buying, as the case may be).

And if you see a place you'd like to make a move on, take a look at BrickUnderground’s How to Buy Guide. If NYC is new to you, check out our crash course on how to find an apartment for everything you need to know.

MURRAY HILL, MANHATTAN: A one-bedroom, one-bath co-op with a dishwasher in a building with on-site laundry at 333 East 41st Street (between First and Second). $649,000 plus $1,427/month maintenance

MIDTOWN, MANHATTAN: A one-bedroom, one-bath penthouse co-op in a building with a live-in super at West 40th Street (between Fifth and Avenue of the Americas). $650,000 plus $948/month maintenance

CENTRAL HARLEM, MANHATTAN: A two-bedroom, one-bath with an in-unit washer/dryer in a pre-war condo at 3 West 122nd Street (between Lenox and Mount Morris Park West). $650,000 plus $728/month common charges and $262/month taxes

PARK SLOPE, BROOKLYN: A one-bedroom, one-bath condo with a washer/dryer in a building that allows pets and pied-a-terres at 249 16th Street (between Fifth and Sixth). $649,000 + $328/mo common charges, $41/mo taxes

CLINTON HILL, BROOKLYN: A corner one-bedroom, one-bath condo with floor-to-ceiling windows and central heat and air-conditioning in a building with a roof deck and courtyard at 82 Irving Place (between Putnam and Fulton). $650,000 plus $477/month common charges and $250/month taxes

HUNTERS POINT, QUEENS: A one-and-a-half-bedroom, one-bath condop with tennis courts and two landscaped common areas at 4-74 48th Avenue (between Fifth and Center). $649,000 plus $1,503/month maintenance

WHITESTONE, QUEENS: A three-bedroom, two-bath single-family townhouse with a private driveway and landscaped backyard at 151-41 12th Road (between 152nd and Clintonville). $648,000

RIVERDALE, BRONX: A three-bedroom, two-bath brick house with a sunroom, enclosed rear porch, basement and private driveway with an attached two-car garage at 436 West 261st Street (at Delafield). $649,000

NEW DORP BEACH, STATEN ISLAND: A three-bedroom, two-and-a-half-bath house with a jacuzzi, French doors and central air conditioning at 116 Milton Avenue (between Marine and Ebbitts). $649,000

7 questions to ask about the building before you buy an apartment there (sponsored)