On a budget of $3,500 a month, you'll mostly find one- and two-bedrooms in Manhattan and Brooklyn. But in Queens and Staten Island? You can find houses with three and more bedrooms.

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MIDTOWN, MANHATTAN: 2-bed, 1-bath co-op with marble flooring and a two-person tub in a smoke-free doorman building at 205 West 54th Street (between Seventh and Eighth). $3,500/month, no broker's fee

CHELSEA, MANHATTAN: 1-bed, 1-bath condo with an open kitchen and stainless appliances in a full-service building with a 10,000-square-foot private courtyard at 555 West 23rd Street (between Tenth and 11th). $3,500/month

EAST HARLEM, MANHATTAN: 2-bed, 2-bath floor-through apartment with a private garden in a pet-friendly elevator building at 419 East 117th Street (between First and Pleasant). $3,500/month, no broker's fee, $250 Costco gift card

COBBLE HILL, BROOKLYN: 1-bed, 1-bath co-op with tree-top and courtyard views and a decorative fireplace in an elevator building with laundry facilities on the same floor at 124 Atlantic Avenue (between Henry and Hicks). $3,500/month

BROOKLYN HEIGHTS, BROOKLYN: 1-bed, 1-bath condo with built-in bookshelves and a washer/dryer in a five-story, pre-war building at 69 Pineapple Street (between Henry and Hicks).

ASTORIA, QUEENS: 3-bed, 1-bath recently renovated with an eat-in kitchen in a pet-friendly two-family house at 22-03 35th Street (between 23rd and Ditmars). $3,500/month

FRESH MEADOWS, QUEENS: 3.5-bed, 1.5-bath house with custom closets and a washer/dryer, with a backyard at 7533 167th Street (between 73rd and Union Turnpike). $3,500/month

KINGSBRIDGE, THE BRONX: 3-bedroom, 2-bath with a sunken living room and recently renovated kitchen in an elevator, pet-friendly building at 3660 Waldo Avenue (at West 238th Street). $3300/month, no broker's fee

SHORE ACRES, STATEN ISLAND: 3-bed, 3-bath house with a two-car garage and kidney shaped in-ground pool at 45 Seagate Road. $3,000/month