Believe it or not, you can buy an apartment in New York City for a quarter of a million dollars. Maybe even in Manhattan. Here's what's available right this very minute.

MORNINGSIDE HEIGHTS, MANHATTAN: A studio co-op with the original wood floors and a kitchen that needs updating; the apartment's on the eighth floor of an elevator building with a playground, game room, woodworking shop, and an art studio located near Morningside Park at 90 La Salle Street (between Amsterdam and Broadway). $249,000 plus $852/month maintenance

LENOX HILL, MANHATTAN: A studio co-op with floor-to-ceiling windows and an updated kitchen and bath in a pet-friendly elevator building that allows pied-a-terres, guarantors, and co-purchasing at 301 East 63rd Street (between First and Second). $249,000 plus $1,658/month maintenance, can be purchased fully furnished

CENTRAL HARLEM, MANHATTAN: A prewar two-bedroom, one-bath co-op with a windowed kitchen, hardwood oak floors, and a dining alcove in an HDFC building (read: income caps are in place) with four private parks, a live-in super, and no flip tax at 2090 Madison Avenue (between East 131st and East 132nd). $250,000 plus $624/month maintenance

KENSINGTON, BROOKLYN: A renovated junior-one-bedroom co-op with an updated kitchen and bath and hardwood floors in a pet-friendly building with a live-in super at 399 Ocean Parkway (between Cortelyou and Avenue C). $258,000 plus $460/maintenance

OCEAN PARKWAY, BROOKLYN: A one-bedroom co-op with French doors, hardwood floors and west-facing windows in an elevator building with common laundry and a live-in super at 855 East Seventh Street (between Foster and Avenue H). $259,000 plus $534/month maintenance

DITMAS PARK, BROOKLYN: A studio co-op convertible to a one-bedroom with an eat-in kitchen and space for a home office in an elevator building with a part-time doorman, a landscaped garden, and a patio within walking distance of Prospect Park at 1818 Newkirk Avenue (between East 18th and East 19th). $255,000 plus $487/month maintenance

BRIARWOOD, QUEENS: A two-bedroom, two-bath co-op with hardwood floors in a non-smoking doorman building at 84-01 Main Street (between Hoover and 84th). $258,000 plus $1,067/month maintenance

REGO PARK, QUEENS: A one-bedroom co-op with an updated eat-in kitchen featuring granite countertops and a balcony in a doorman building with a pool at 97-07 63rd Road (between 97th and 99th). $253,000 plus $563/month maintenance, includes heat, hot water and gas

BRONXDALE, BRONX: A prewar corner three-bedroom, one-bath co-op with a windowed bath and kitchen in a 72-unit building with on-site laundry that's located within walking distance of the Botanical Gardens and the Bronx Zoo at 2156 Cruger Avenue (between Pelham Parkway South and Lydig). $255,000 plus 1,330/maintenance