We all get worried about our property getting damaged during a move--but what about losing absolutely everything you own?

The worst-case scenario happened to one woman after she hired three strangers from Craigslist to help with her Brooklyn move. Per the Brooklyn Paper's police blotter this week, "The fiends showed up to the apartment between Sutton Street and Morgan Avenue at 8:30 AM in a white box truck covered with graffiti and loaded up the woman's boxes, as well as her motorcycle, scooter, laptop, and cash."

She never saw them again, and the police are still on the hunt for the "movers."

This kind of Craigslist man-with-a-van nightmare happens now and again. More commonly, holding your belongings "hostage" is one of the oldest scams is the book (though it usually ends with you getting your stuff as long as you've paid up).

Before you move, check whether your apartment insurance policy covers off-premises theft. If so, you'd be covered for your losses up to your policy's limits. "There's no requirement that you use professional movers," says apartment insurance broker Jeff Schneider of Gotham Brokerage, "though policy limits on certain types of property--like jewelry--would also apply outside the apartment." That means you likely wouldn't be reimbursed for the full value of everything you loaded into that van, but you'd still get a good chunk of money back.

And if you still insist on using Craigslist randos to help you out come moving day? Well, at least be sure to get that license plate number before they drive off.