Imagining how you’d set up your furniture in a new apartment is more fun than imagining how you’re going to scrape together the money for a broker’s commission, traditionally 12-15% of the annual rent.

Fortunately, you can narrow the gap between fantasy and homelessness by narrowing your search to no-fee or low-fee--the latter carrying a broker's fee of no more than 9% of a year's rent. Browse through the low-to-no-fee listings here or conduct your own search by clicking the “low-fee” search box on apartment-search site Naked Apartments.

If you want to take a look at one of these places right away, Naked Apartments will dispatch a broker to meet you there later today with its new Showings on Demand feature.