Risking frostbite looking for an apartment? A steep broker's fee just adds insult to injury. Luckily, apartment search site Naked Apartments has rentals with broker's fees that top out at 9 percent (as opposed to the usual 12 to 15 percent). We've rounded up current finds from all five boroughs. You can also search Naked Apartments by “no fee” or “low fee” to see more.

And if you see a place you're interested in, Naked Apartments will make sure an agent’s there to greet you whenever you want to see it with its Showings on Demand feature.

No-fee Washington Heights one-bedroom, one-bath with a dishwasher and controlled heating and cooling systems in a pet-friendly building with a common garden and laundry. $1,800/month

No-fee Gramercy three-bedroom, one-bath with exposed brick and a washer/dryer in a pet-friendly brownstone. $5,195/month

Williamsburg one-bath studio loft with a renovated kitchen and a dishwasher in an elevator building with outdoor space. $2,400/month+8.3 % broker's fee

No-fee Crown Heights three-bedroom, one-bath with high ceilings and windows in every room in a small, pet-friendly building. $2,495/month

No-fee Bedford-Stuyvesant two-bedroom, one-bath with exposed brick and a backyard in a pet-friendly townhouse. $2,300/month

No-fee Long Island City three-bedroom, two-bath with a dishwasher and exposed brick in a four-story building. $2,700/month

Flushing rent-stabilized one-bath studio with a separate kitchen and dining area in an elevator building with a live-in super. $1,375/month+8.5% broker's fee

No-fee Mott Haven three-bedroom, one-bath with a dishwasher and in-unit laundry in a pet-friendly building. $2,100/month

No-fee Park Hill one-bedroom, one-bath income-restricted apartment with a new kitchen and tiled bathroom in a building with an on-site super and outdoor space. $830/month+1 month free